With 30 lenders and rates as low as 1.90% up to 60 mths and 84 mths at 3.49% on qualifing customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU, Redstone FCU,NASA FCU, ListerHill CU, APCO Employees CU, ECO CU, WinSouth CU, AL State Employees CU, Aabama CU, Jefferson CU, Army Aviation Center FCU, Air Academy FCU, Marine FCU, Coosa Pines FCU, Piedmont Advantage CU, Tri Rivers FCU, DCH CU, First Flight FCU and CUDL.Banks: Wells Fargo,EVA Bank, Traditions Bank, ALLY, JP Morgan Chase and TCF Bank (Gateway One).Finance Co: Santander, AmeriCredit, Exeter, American Credit Acpt, Nicholas, Custom, Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers, as well as 2nd chance financing. If you have had a previous bankruptcy, charge-offs, repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.GOTO (www.billyraytaylorautosales.com) to see upto 60 pictures of each of our vehicles. At Billy Ray Taylor Auto Sales we are alway updating our vehicles on our web site daily, so please check our web site out @ www.billyraytaylorautosales.com If you need more info on one of our vehicles please call toll free or email us and we will do our best to find a answer to your question as quick as we can, thanks again Billy Ray Taylor